Urban transport is getting a face lift in India. In the current phase of Nano revolution, a large number of Indians are planning to purchase a private vehicle. Automobile companies are introducing best cars and bikes that would meet the needs of Indian customers. The overall scenario creates a picture of an improvised urban transport but increasing car accidents, lack of parking space, troublesome traffic jams are some of the issues that need to be dealt with extra planning and strategic homework. As far as safety of your vehicle is concerned, a comprehensive car insurance or motor insurance can aid you to cover your car against damage caused by natural and man-made calamities. We follow the safety measures to maintain our vehicles and next step is to get it insured. But Read on more to know how some of the best car insurance companies can help you secure your car.
Car Insurance or Motor Insurance in India is governed by the Indian Motor Tariff. The coverage for your vehicle would be the same no matter which company you would buy it from. Moreover, car insurance is mandatory and needs to be renewed every year. So, how do you choose the right plan and where do you buy it from? Here are a few pointers that shall help you to make a more sound decision.
Plan and Premium
When you are applying for a car or two wheeler insurance, always remember that there are certain factors that will affect your final premium rates. Your age, gender and past payment records are some of the essential factors that will influence your final premium payment. We suggest that you obtain more than one rate quote. Study the cost involved with various companies and chooses the one which gives you the best rate. Since premium prices vary as per the insurance company, it is better to browse through their websites to get the best car insurance premium rates that suit your budget. However, don't let premium be the only deciding factor.
Reputation of the insurance company
We advise you to buy insurance from an insurance company which has a good name and reputation. It always helps to go with the number one in the country! When you do your research, give preference to insurance companies that have been winning awards for best performance in the area of customer satisfaction. Award-winning companies tend to serve you better.
Purchasing experience
A lot of our decisions are based on the kind of purchasing experience we get. If the experience is smooth, speedy and convenient, we tend to prioritize the product and company accordingly. When you decide to buy car insurance, try to purchase it online. Purchasing online is the fastest way to secure your car. Some of the best insurance companies avail you the facility to buy and purchase you insurance policy online without any paperwork.
